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Open Enrollment Period: July 1, 2025 - August 8, 2025

Open Enrollment is your annual opportunity to review, update, or make changes to your health benefit elections for the upcoming plan year, October 1, 2025 – September 30, 2026. All Open Enrollment changes will be effective October 1, 2025, and the first payroll deduction will be processed on the September payroll.

Outside of the open enrollment period, changes to an election plan can only be made if an employee experiences a qualifying life event. The employee must notify the Benefits Department at HRbenefits@mtsac.edu within 30 days of the life event date.

HOW TO ENROLL:

• Meet with an American Fidelity Representative one-on-one.
  • To make an appointment with an American Fidelity Representative, click the following link below to locate a specific date and time that will work for you, , or you may call 1-800-365-9180, ext. 0.

KEY ENROLLMENT INFORMATION:

• If you take no action during open enrollment period, your current 2024-25 medical, dental, and vision plans will remain in effect; however, the 2025-26 premium rates will apply.
• Section 125 Flexible Spending Account (FSA) is an employer sponsored plan that allows you to set aside pre-tax funds for qualified medical, dental, and vision. If you would like to enroll or re-enroll you are required to meet with an American Fidelity benefit counselor.
• You are eligible to set aside pre-tax funds for dependent care expenses (DFSA). If you would like to enroll or re-enroll you are required to meet with an American Fidelity benefit counselor.

KEY DEPENDENT VERIFICATION INFORMATION:

• To continue coverage for your covered dependents, you are required to meet with an American Fidelity benefit counselor and provide the necessary eligibility documents for each covered dependent during the open enrollment period.
• Failure to provide the required documentation during the open enrollment period may result in your dependents being dropped from your coverage, effective October 1, 2025.

DEPENDENT DOCUMENTS:

• SISC Dependent Eligibility Document List
  • If you and your spouse file taxes separately, the eligibility documents would be a combination of your marriage certificate and the SISC Affidavit of Marraige.
• SISC Affidavit of Marriage

MEDICAL OPT-OUT RECERTIFICATION:

If you currently opt out of medical coverage, your HR Benefits team will contact you directly via email with instructions to re-certify your opt-out status for the new plan year. This will occur after the conclusion of open enrollment.

Changes to other benefits can be made directly through the online Open Enrollment platform.

QUESTIONS:

If you have questions about the dependent verification recertification or plan designs for your medical, dental, or vision coverage options, please contact the Benefits Department at HRbenefits@mtsac.edu.